Day 128 · The Book of Psalms: Learning to Pray

Psalm 49

Psalm 49 — The Evanescence of Wealth

Today’s Passage: Psalm 49

This psalm, attributed to the sons of Korah, opens with an unusually broad invitation, addressed to everyone, before delivering one of the Psalter’s clearest statements on what wealth genuinely cannot buy.

As you read, hold this: the psalm’s central claim is stark, no amount of money has ever purchased a single soul’s escape from death, and it never will.

Psalm 49:1-6 (BSB)

For the choirmaster. A Psalm of the sons of Korah.

¹ Hear this, all you peoples; listen, all inhabitants of the world, ² both low and high, rich and poor alike. ³ My mouth will impart wisdom, and the meditation of my heart will bring understanding. ⁴ I will incline my ear to a proverb; I will express my riddle with the harp: ⁵ Why should I fear in times of trouble, when wicked usurpers surround me? ⁶ They trust in their wealth and boast in their great riches.

The psalm’s opening address, “all you peoples… low and high, rich and poor alike,” is unusually universal for this collection, a truth meant for absolutely everyone to hear.

Context A wisdom psalm's closest relative

Bible study editions often pair this psalm directly with Ecclesiastes 5:8-20, which wrestles with the exact same subject: wealth’s inability to secure a person against death, and the folly of loving money that will only be left to someone else in the end. This psalm reads less like a typical prayer and more like a piece of wisdom literature set to music, closer in tone to Ecclesiastes or Proverbs than to most psalms surrounding it.

Psalm 49:7-12 (BSB)

⁷ No man can possibly redeem his brother or pay his ransom to God. ⁸ For the redemption of his soul is costly, and never can payment suffice, ⁹ that he should live on forever and not see decay. ¹⁰ For it is clear that wise men die, and the foolish and the senseless both perish and leave their wealth to others. ¹¹ Their graves are their eternal homes—their dwellings for endless generations—even though their lands were their namesakes. ¹² But a man, despite his wealth, cannot endure; he is like the beasts that perish.

Word study Redeem — padah (Psalm 49:7, 15)

“Redeem” translates פָּדָה (padah, pah-DAH) — Strong's H6299, “to buy back, to ransom.” Verse 7 states plainly that no human being can ever pay this price for another, “no man can possibly redeem his brother.” The exact same verb reappears in verse 15, but with the subject changed entirely, from an impossible human transaction to something only God can accomplish.

Psalm 49:13-15 (BSB)

¹³ This is the fate of the foolish and their followers who endorse their sayings. Selah ¹⁴ Like sheep they are destined for Sheol. Death will be their shepherd. The upright will rule them in the morning, and their form will decay in Sheol, far from their lofty abode. ¹⁵ But God will redeem my life from Sheol, for He will surely take me to Himself. Selah

Verse 15 turns everything that came before it inside out. What no human payment could ever accomplish, verse 7’s flat impossibility, God accomplishes freely, redeeming a life from Sheol itself.

Psalm 49:16-20 (BSB)

¹⁶ Do not be afraid when a man grows rich, when the splendor of his house increases. ¹⁷ For when he dies, he will carry nothing away; his abundance will not follow him down. ¹⁸ Though in his lifetime he blesses his soul—and men praise you when you prosper— ¹⁹ he will join the generation of his fathers, who will never see the light of day. ²⁰ A man who has riches without understanding is like the beasts that perish.

Study notes The same observation, centuries later

Verse 17’s blunt fact, that no one carries their wealth beyond death, is not left behind in the Old Testament. Paul states the identical observation almost word for word, as the foundation for real contentment.

"For we brought nothing into the world, so we cannot carry anything out of it." 1 Timothy 6:7 (BSB)

Both writers reach the same conclusion from the same simple observation: wealth’s usefulness ends exactly at the grave, which makes fear of the wealthy, or anxious pursuit of wealth, equally misplaced.

Personal Application

  1. Verse 16 commands, “do not be afraid when a man grows rich.” Is there someone whose wealth or success you have quietly envied or feared, in a way this psalm would call misplaced?
  2. Verse 15’s hope, that God will redeem what no human payment ever could, is the psalm’s real center. Have you fully placed your hope in that redemption, or is some part of you still quietly trusting wealth or achievement to secure your future?

Decision of the day: Identify one way wealth, your own or someone else’s, has been shaping your fear or envy, and deliberately entrust your future instead to the redemption only God can provide.

Pray to Close

The truth to carry from this psalm: no fortune has ever bought a single soul out of death. Only God redeems, freely, what no human payment could ever afford.

Praise: for the LORD who redeems what wealth could never purchase, taking His own to Himself.

Confess: any fear or envy rooted in wealth, yours or someone else’s, that this psalm would call misplaced.

Ask: for the same confidence this psalm holds, hope placed in God’s redemption rather than in riches that cannot follow anyone into death.


Worship for Today

In Christ Alone · Keith & Kristyn Getty

This hymn’s confidence that death has lost its grip, “no power of hell, no scheme of man, can ever pluck me from His hand,” answers this psalm’s own hope directly: redemption from Sheol that no amount of wealth could ever purchase, freely given in Christ.

Listen: